This report explores the pandemic's influence on household income, expenditure, education outcomes and digital adoption.

“The Financialization of our Lives: Values and Trade-Offs” delves into how the current financial ecosystem incentivizes households to accumulate higher levels of debt and analyze various debt items (BNPL, etc.).

Malaysia’s public healthcare system serves more than 70% of the country’s population. A nationwide digital health records system across facilities will be necessary to ensure Malaysia is able to continue providing efficient and effective healthcare. However, as with other public services, adoption of digital technologies brings both promise and pitfalls.

These chapters cover the pressing issues of climate risks, the adoption of sustainability certificates, and gender gaps among agrifood